Welcome to Naxos Capital

Empowering Lenders Across Emerging Markets

Naxos Capital provides flexible debt financing to lenders and credit providers operating in developing economies.

FUELING
YOUR GROWTH

Discover how we can help you propel your business.
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FUELING
YOUR GROWTH

FLEXIBLE FINANCING SOLUTIONS

Explore our diverse financing options, including short term financing, mid-long term financing, and hybrid models.

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FLEXIBLE FINANCING
SOLUTIONS

STREAMLINED APPLICATION PROCESS

Apply for funding today and take the next step toward success.

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STREAMLINED APPLICATION
PROCESS

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Empowering

GROWTH

Tailored Debt Solutions
for Lending Businesses

At Naxos Capital, we understand that every lender operates in a unique environment with distinct capital needs. That’s why we provide customized debt financing solutions designed to support the growth of credit providers in emerging and developing markets. Whether you’re focused on consumer lending, microfinance, or supply chain financing, our capital is structured to fuel your expansion.

Consumer & Retail LENDING

Enabling Access to Personal Credit — We support lenders providing personal and consumer loans across developing economies. Our capital helps you reach more borrowers, expand underwriting capabilities, and build sustainable loan books.

Digital Lenders

Fintechs offering app-based personal loans.

BNPL & Alternative Credit
Platforms offering
flexible credit models.
Payroll-Linked & Salary Advance

Lenders providing short-term employee financing.

SME & Trade FINANCING

Fueling Small Business Credit Growth — We provide debt facilities to lenders serving MSMEs and informal businesses. Whether through supply chain finance or invoice factoring, we help scale your portfolio and serve more merchants.

Supply Chain Finance

Lenders offering capital to distributors and vendors.

Invoice & Receivables Finance
Credit for businesses
with delayed payments.
Merchant Lending
Embedded finance providers
for small businesses.

Specialty & Niche LENDING

Capital for Alternative Lending Models — We finance emerging and non-traditional lending verticals that serve unique needs. If your lending model is proven and data-driven, we’ll help you scale it with institutional debt.

Educational & Healthcare Loans

Lenders financing school fees or medical bills.

Agricultural Credit

Seasonal loan providers for farmers and agri-traders.

Other Alternative Models

Insurance-backed lending, platform-based credit, and more.

EQUITY

FINANCING

Equity financing is tailored for early-stage companies seeking investment to fuel their development and early growth. This option is ideal for businesses looking to raise capital to build their product, initiate early-stage marketing campaigns, or expand their operations.

Who It Fits

Early-Stage Startups

Companies in the initial phases of development.

Innovators

Businesses pioneering groundbreaking solutions.

Marketing Initiatives

Those looking to scale their marketing efforts.

Debt financing is primarily designed for established companies with a track record of revenues and cashflow. It provides a flexible and non-dilutive way to fund business growth, allowing you to maintain control over your equity while securing the capital you need to grow.

DEBT

FINANCING

Who It Fits

Established Businesses

Companies with consistent cashflows.

Scalability

Businesses looking to expand without diluting ownership.

Steady Growth

Those seeking capital for sustainable expansion.

HYBRID

FINANCING

Hybrid financing combines the best of both equity and debt financing, offering a balanced approach for businesses with diverse financial needs. It allows you to access the benefits of equity investment while also leveraging debt to support specific growth initiatives.

Who It Fits

Versatile Businesses

Companies with varied financing requirements.

Balanced Strategy

Those looking to strike a mix between equity and debt.

Strategic Growth

Businesses seeking tailored financial solutions.

CHOOSING

THE RIGHT PARTNER

Selecting the right capital partner is critical to scaling your lending business. At Naxos Capital, we understand the diverse models and needs across the credit ecosystem — from digital consumer lenders to MSME financiers. Our team works with you to structure debt solutions that align with your growth, risk profile, and operational model.

Whether you're a niche lender with strong unit economics or a rapidly scaling platform in need of institutional capital — we’re here to support your journey.

Ready to grow your lending business?

Get in touch with our team to explore how Naxos Capital can support your expansion with smart, flexible debt financing.

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ABOUT

NAXOS CAPITAL

At Naxos Capital, we focus on empowering lenders in emerging and developing markets through structured debt financing. We specialize in supporting credit providers,  from digital consumer platforms to supply chain financiers, helping them grow responsibly and scale their reach. With a track record rooted in lending innovation and capital structuring, we bring more than just funding; we bring partnership, discipline, and a deep understanding of the lending ecosystem.

Learn more about our mission, values, and how we support lenders who power real-world financial access.

Our Legacy

A background in lending, fintech, and capital markets across emerging economies.

Our Mission

Financing Those Who Finance Others
We enable lenders to serve more people and businesses.

Tailored Debt Solutions

We provide customized debt structures for digital lenders, MFIs, and trade financiers.

Why Choose Us

We work closely with our partners to structure, scale, and sustain long-term lending growth.

Naxos Capital Investment Application Form

Thank you for your interest in seeking funding from Naxos Capital. Please complete the following form to help us understand your business and investment needs. Your responses will assist us in streamlining our deal flow screening process. Please provide detailed and accurate information to ensure a thorough evaluation of your application.

OUR LEGACY

Shaping Excellence

MEET OUR

OUR STARTUP

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Dexter Matthew

DESIGNER
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Angelo Garner

CO-FOUNDER
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Eanna Philandros

CREATIVE DIRECTOR
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Jimmie Benedict

PRODUCT MANAGER

READ OUR LATEST

NEWS ARTICLES

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